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Open Enrollment 2019-2020:
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· All employees must fill out a new enrollment this year, even if you are waiving coverage.
· We have switched from Guardian to Mutual of Omaha for Life, Dental, Vision, and Disability insurance.
· Effective September 1, 2019 we will no longer be using TelaDoc.
· All Dental is now under a PPO plan
· We are adding Voluntary Short-Term Disablity coverage
· This 2019-2020 plan year preventive and wellness care visits will have a $0 copay.
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Medical Insurance
Our Medical insurance will remain under Group & Pension Administrators (GPA) for the 2019-2020 plan year.
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Medical + Life Ins.
GPA
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Rates
9/1/18-8/31/19
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Employee Only
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$509.19 monthly-Paid by Company
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Employee + Spouse
(last year’s rates)
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$509.19 monthly, $117.50 weekly
($578.19 monthly, $133.43 weekly)
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One Child Only
(last year’s rates)
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$419.19 monthly, $96.74 weekly
($476.19monthly, $109.89 weekly)
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Children Only
(last year’s rates)
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$705.19 monthly, $162.74 weekly
($801.19 monthly, $184.89 weekly)
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Employee + Spouse & one Child
(last year’s rates)
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$926.19 monthly, $213.74 weekly
($1,053.19 monthly, $243.04 weekly)
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Employee + Spouse & Children
(last year’s rates)
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$1,213.19 monthly, $279.97 weekly
($1,378.19 monthly, $318.04 weekly)
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Find a Provider ›
Must select PHCS – Practitioner Only Network
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Dental Insurance
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All Dental is now under a PPO network plan. If you select the Low Plan you must choose a network provider to receive the most benefit. If your dentist is not in the network the High Plan is your best option.
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Dental
Mutual of Omaha
9/1/19-8/31/20
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Low
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High
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Employee Only
(last year’s rates)
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$17.44 monthly, $4.02 weekly
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$25.98 monthly, $6.00 weekly
($28.31 monthly, $6.53 weekly)
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Employee + Spouse
(last year’s rates)
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$40.06 monthly, $5.28 weekly
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$52.41 monthly, $12.09 weekly
($57.76 monthly, $13.33 weekly)
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Employee + Child(ren)
(last year’s rates)
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$44.38 monthly, $10.24 weekly
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$71.29 monthly, $16.45 weekly
($77.84 monthly, $17.96 weekly)
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Employee & Family
(last year’s rates)
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$67.76 monthly, $15.64 weekly
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$96.57monthly, $22.29 weekly
($107.27 monthly, $24.75 weekly)
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Find a Dental Provider ›
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Vision Insurance
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The vision plan network is EyeMed which includes retail centers such as participating Wal-Mart, JC Penney, Target, Sam’s Club and Pearle Vision Centers.
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Vision
Mutual of Omaha
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Rates
9/1/19-8/31/20
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Employee Only
(last year’s rates)
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$4.50 monthly, $1.04 weekly
($4.50 monthly, $1.04 weekly)
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Employee + Spouse
(last year’s rates)
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$7.57 monthly, $1.75 weekly
($7.57 monthly, $1.75 weekly)
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Employee + Child(ren)
(last year’s rates)
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$7.73 monthly, $1.78 weekly
($7.73 monthly, $1.78 weekly)
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Employee & Family
(last year’s rates)
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$12.22 monthly, $2.82 weekly
($12.22 monthly, $2.82 weekly)
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Find a Vision Provider ›
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Voluntary Life Insurance
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You may choose to purchase benefits in increments of $10,000. Employee Life & Spouse Life have a minimum benefit amount of $10,000 with a maximum benefit of $500,000. Child Life (for eligible children 14 days or older) you may choose a minimum benefit amount of $2,500 to a maximum benefit of $10,000.
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Voluntary Term Life
Mutual of Omaha
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Rates
9/1/19-8/31/20
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Employee Only
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Based on Age – See Rate Grid in Packet
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Employee + Spouse
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Based on Age – See Rate Grid in Packet
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Employee + Child(ren)
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See Rate Grid in Packet
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Disability Insurance
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Short-Term Disability
Mutual of Omaha
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Rates
9/1/19-8/31/20
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Employee Only
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Based on Age & Salary – See Rate Grid in Packet
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Long-Term Disability
Mutual of Omaha
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Rates
9/1/19-8/31/20
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Employee Only
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Based on Age & Salary – See Rate Grid in Packet
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You received the email with the link to this page because you are an employee of Christianson Air Conditioning & Plumbing. This webpage and its content is solely to inform employees of the changes to their benefits during the 2019-2020 Open Enrollment.
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Have questions or concerns with the changes occurring during this Open Enrollment?
Our HR team in Admin is standing by to answer any questions you might have!
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